<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>UPINOW blog</title><description>Plain guides for Indian merchants on UPI payments, charges and rules.</description><link>https://upinow.in</link><item><title>UPI MDR from 15 October 2026: what merchants pay and who stays free</title><link>https://upinow.in/blog/upi-mdr-2026</link><guid isPermaLink="true">https://upinow.in/blog/upi-mdr-2026</guid><description>A 0.4% UPI MDR is scheduled on merchant payments above ₹2,000 from 15 October 2026. See the ₹300 cap and the small-merchant exemption.</description><pubDate>Mon, 28 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>