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UPI payments, explained for merchants.

Plain guides on UPI charges, new rules and confirming payments without screenshots.

28 September 2026 · 11 min read

UPI MDR from 15 October 2026: what merchants pay and who stays free

A 0.4% UPI MDR is scheduled on merchant payments above ₹2,000 from 15 October 2026. See the ₹300 cap and the small-merchant exemption.

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